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To qualify for Student Finance England (SFE), you must be a UK citizen, have settled status, or meet specific residency requirements. EU, EEA, and Swiss nationals may also be eligible under certain conditions. You must be studying an approved course at a registered UK institution. If you’re applying for a maintenance loan, your household income may be assessed. Some exceptions apply, such as refugees or those granted humanitarian protection. Always check the official SFE website or speak with your student recruitment advisor to confirm your eligibility based on your specific circumstances.

SFE covers undergraduate degrees, foundation degrees, HNDs, and certain postgraduate courses. The institution must be approved by the UK government. Some specific courses, such as nursing or social work, may receive additional financial support. Part-time courses may also be eligible if they meet the minimum intensity requirement. Postgraduate loans are available for master’s and doctoral programs but differ from undergraduate funding. Always check with your university and SFE to confirm your course’s eligibility.

For full-time students, SFE offers up to £9,250 per year for courses at public universities and up to £6,165 for private institutions. The loan is paid directly to the university. Part-time students receive a proportional amount based on course intensity. You do not have to repay this loan until you earn above the repayment threshold. Tuition fees vary, so check with your chosen university to confirm costs.

The Maintenance Loan helps with living costs, including rent, food, and transport. The amount depends on household income, location, and whether you live with parents. In 2024, students living away from home outside London can get up to £9,978, while those in London can receive up to £13,022. Living with parents reduces the maximum amount. The loan is paid directly into your bank account at the start of each term.

Apply online through the Student Finance England website. You need to provide proof of identity, residency status, and household income (if applicable). The process can take several weeks, so apply early. If applying for a maintenance loan, your parents or guardians may need to submit financial details. Once approved, funds are disbursed at the start of each term.

Generally, international students are not eligible. However, EU students with settled or pre-settled status, refugees, and certain migrant workers may qualify. Those with indefinite leave to remain (ILR) or humanitarian protection might also be eligible. Each case varies, so check with SFE or seek advice from a student recruitment agency.

You begin repaying when your income exceeds the repayment threshold, which is £25,000 for Plan 2 loans (2024). Repayments are deducted automatically from your salary at 9% of earnings over this threshold. If self-employed, repayments are made via self-assessment tax returns. Interest accrues based on inflation and earnings. Unpaid loans are written off after 30–40 years, depending on your plan.

Yes, you can work while receiving student finance. Many students take part-time jobs to cover extra costs. However, your earnings won’t affect your tuition or maintenance loans. Some universities offer work opportunities on campus. Balancing work and study is important, so consider flexible jobs.

If you drop out, you may need to repay part of the loan, and future funding might be affected. If switching courses, SFE usually funds the new course but may not cover additional years if you’ve already used funding. Always inform SFE and seek advice before making changes.

Yes, students with disabilities, dependents, or low incomes may qualify for extra grants. Disabled Students’ Allowance (DSA), Parents’ Learning Allowance, and Childcare Grants are available. Universities also offer hardship funds and scholarships.

You need a CAS (Confirmation of Acceptance for Studies), proof of funds, English proficiency, and a valid passport.

IELTS UKVI, PTE Academic UKVI, and TOEFL are accepted for visa applications.

You need to show £1,334/month for London or £1,023/month for outside London, plus tuition fees.

It usually takes 3–8 weeks, but priority services can speed up the process.

Yes, up to 20 hours per week during term time and full-time during holidays.

CAS letter, financial proof, English test results, passport, TB test certificate, and academic records.

Yes, many universities provide merit-based and need-based scholarships.

Only postgraduate students on eligible courses can bring dependents.

You can appeal, reapply, or request an administrative review.

Yes, the Graduate Route allows you to stay for 2–3 years to work.

A1 to C2 courses, including B1 for skilled worker visas, migration, and UK naturalization.

Yes, it’s needed for skilled worker visas, ILR, and UK naturalization applications.

Register online, choose a test date, pay, and receive confirmation with instructions.

Yes, our courses and tests are accredited and accepted for UK visa and migration purposes.

It depends on your level, but most students complete it within 4 to 6 weeks.

It includes speaking and listening sections to assess communication skills for visa requirements.

Yes, we issue recognized certificates for successfully completed courses and tests.

Yes, we offer secure online testing options for B1 and other levels.

Fees vary by course level and duration; contact us for details and discounts.

Yes, we provide mock tests, sample questions, and personalized coaching.